Salary tables 2026/27: England, Wales & Northern Ireland
Pre-computed take-home pay for common salaries in England, Wales & Northern Ireland. No pension or student loan deductions, just Income Tax and National Insurance for employed (PAYE) workers.
Scotland has different Income Tax rates. See the Scotland table.
Personal Allowance
Up to £12,570
0% tax
Basic rate
£12,571 to £50,270
20% tax
Higher rate
£50,271 to £125,140
40% tax
Additional rate
Over £125,140
45% tax
Select any salary to see its full take-home breakdown.
| Gross salary | Income Tax | NI | Take-home | |
|---|---|---|---|---|
| £10,000 | £0 | £0 | £10,000 | 0.0% |
| £12,570Personal Allowance limit | £0 | £0 | £12,570 | 28.0% |
| £15,000 | £486 | £194 | £14,320 | 28.0% |
| £18,000 | £1,086 | £434 | £16,480 | 28.0% |
| £20,000 | £1,486 | £594 | £17,920 | 28.0% |
| £22,000 | £1,886 | £754 | £19,360 | 28.0% |
| £24,000 | £2,286 | £914 | £20,800 | 28.0% |
| £25,000 | £2,486 | £994 | £21,520 | 28.0% |
| £26,000 | £2,686 | £1,074 | £22,240 | 28.0% |
| £28,000 | £3,086 | £1,234 | £23,680 | 28.0% |
| £30,000 | £3,486 | £1,394 | £25,120 | 28.0% |
| £32,000 | £3,886 | £1,554 | £26,560 | 28.0% |
| £34,000 | £4,286 | £1,714 | £28,000 | 28.0% |
| £35,000 | £4,486 | £1,794 | £28,720 | 28.0% |
| £36,000 | £4,686 | £1,874 | £29,440 | 28.0% |
| £38,000 | £5,086 | £2,034 | £30,880 | 28.0% |
| £40,000 | £5,486 | £2,194 | £32,320 | 28.0% |
| £42,000 | £5,886 | £2,354 | £33,760 | 28.0% |
| £44,000 | £6,286 | £2,514 | £35,200 | 28.0% |
| £45,000 | £6,486 | £2,594 | £35,920 | 28.0% |
| £46,000 | £6,686 | £2,674 | £36,640 | 28.0% |
| £48,000 | £7,086 | £2,834 | £38,080 | 28.0% |
| £50,000 | £7,486 | £2,994 | £39,520 | 28.0% |
| £50,270Higher rate threshold | £7,540 | £3,016 | £39,714 | 42.0% |
| £52,000 | £8,232 | £3,051 | £40,717 | 42.0% |
| £55,000 | £9,432 | £3,111 | £42,457 | 42.0% |
| £58,000 | £10,632 | £3,171 | £44,197 | 42.0% |
| £60,000 | £11,432 | £3,211 | £45,357 | 42.0% |
| £65,000 | £13,432 | £3,311 | £48,257 | 42.0% |
| £70,000 | £15,432 | £3,411 | £51,157 | 42.0% |
| £75,000 | £17,432 | £3,511 | £54,057 | 42.0% |
| £80,000 | £19,432 | £3,611 | £56,957 | 42.0% |
| £85,000 | £21,432 | £3,711 | £59,857 | 42.0% |
| £90,000 | £23,432 | £3,811 | £62,757 | 42.0% |
| £95,000 | £25,432 | £3,911 | £65,657 | 42.0% |
| £100,000£100,000 PA taper starts | £27,432 | £4,011 | £68,557 | 62.0% |
| £105,000 | £30,432 | £4,111 | £70,457 | 62.0% |
| £110,000 | £33,432 | £4,211 | £72,357 | 62.0% |
| £115,000 | £36,432 | £4,311 | £74,257 | 62.0% |
| £120,000 | £39,432 | £4,411 | £76,157 | 62.0% |
| £125,140PA fully tapered | £42,516 | £4,513 | £78,111 | 47.0% |
| £130,000 | £44,703 | £4,611 | £80,686 | 47.0% |
| £140,000 | £49,203 | £4,811 | £85,986 | 47.0% |
| £150,000 | £53,703 | £5,011 | £91,286 | 47.0% |
| £160,000 | £58,203 | £5,211 | £96,586 | 47.0% |
| £175,000 | £64,953 | £5,511 | £104,536 | 47.0% |
| £200,000 | £76,203 | £6,011 | £117,786 | 47.0% |
All figures use 2026/27 rates for England, Wales & Northern Ireland. No pension contributions or student loan repayments are included, the same defaults the calculator starts with, so both show the same take-home for any salary here. Use the calculator for a personalised breakdown.
The "marginal rate" column shows the combined Income Tax + NI rate on the next pound earned. Note the effective 62.0% marginal rate between £100,000 and £125,140 due to the Personal Allowance taper.
Want a personalised breakdown?
Add pension, student loans, Marriage Allowance, custom tax codes, and more.
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