£18,000 after tax
Your take-home pay on a £18,000 salary for the 2026/27 tax year, in England, Wales and Northern Ireland. No pension or student loan is assumed.
Your take-home pay
£16,480/yr
From £18,000 gross you keep 92p of every £1.
- Yearly
- £16,480
- Monthly
- £1,373
- Weekly
- £317
- Daily
- £63
- Hourly
- £8.45
Daily and hourly assume a 37.5-hour week over 52 paid weeks.
What leaves your pay
| Per period | Yearly | Monthly | Weekly |
|---|---|---|---|
| Gross pay | £18,000 | £1,500 | £346 |
| Income Tax | −£1,086 | −£91 | −£21 |
| National Insurance | −£434 | −£36 | −£8 |
| Take-home | £16,480 | £1,373 | £317 |
Effective tax rate 8.4% · marginal rate 28.0% on your next pound.
How £18,000 is taxed
| Band | Your income here | Tax |
|---|---|---|
| Tax-free (Personal Allowance) · 0% | £12,570 | £0 |
| Basic rate · 20% | £5,430 | £1,086 |
Add pension or student loan
Open £18,000 in the calculator to adjust the assumptions and see it update live.
Open in the calculatorFrequently asked questions about £18,000
Is £18,000 a good salary in the UK?
£18,000 is £21,039 below the £39,039 median for a full-time job, 46% of it. That is an entry-level or part-time-equivalent figure in most of the country. After tax it leaves £16,480 a year, £1,373 a month, in England, Wales and Northern Ireland.
How much is £18,000 a month after tax?
£1,373 a month, or £317 a week. On a 37.5-hour week across 52 paid weeks that is about £63 a day and £8.45 an hour. The next line that moves this is £50,270, where the 40% higher rate starts, £32,270 above this salary.
What would paying into a pension do to £18,000?
Paying 5% by salary sacrifice puts £900 a year into the pot and leaves £15,832 of take-home, about £54 a month less than now. It comes off the top of your pay, where the next pound is taxed at 28% once National Insurance is counted, so it costs you less than it puts away.
Is £18,000 taxed differently in Scotland?
Yes. In Scotland the same salary takes home £16,519 a year, £40 more than here, because Scotland sets six Income Tax bands of its own. National Insurance is the same across the UK.
The median is ONS Annual Survey of Hours and Earnings for April 2025, the most recent published gross annual earnings for full-time employees.
Nearby salaries
Figures use 2026/27 HMRC rates for England, Wales and Northern Ireland, with no pension or student loan. Scottish taxpayers pay different Income Tax rates. See the full salary tables or the UK Tax Guide.